2017考研英語(yǔ)拓展閱讀：第三方支付轉(zhuǎn)賬收費(fèi)

• 2025考研復(fù)試標(biāo)準(zhǔn)班
• 26考研全科上岸規(guī)劃營(yíng)「擇校▪規(guī)劃▪備考」
• 2026考研專(zhuān)業(yè)課復(fù)習(xí)資料「真題▪筆記▪講義▪題庫(kù)」

Alipay, China’s major third-party payment service, announced it will start charging fees for transferring more than 20,000 yuan ($3,000) to bank accounts.

作為中國(guó)最重要的第三方支付平臺(tái)，支付寶日前也宣布將對(duì)個(gè)人用戶超出免費(fèi)額度的提現(xiàn)收取相應(yīng)服務(wù)費(fèi)，個(gè)人用戶每人累計(jì)享有2萬(wàn)元(約合3000美元)基礎(chǔ)免費(fèi)提現(xiàn)額度。

The new policy that takes effect on Oct. 12 said Alipay users need to pay a fee of 0.1 percent when they transfer money from the app’s built-in digital wallet to a bank account.

支付寶表示，今后用戶從應(yīng)用程序中自帶的電子錢(qián)包提現(xiàn)到銀行卡需要按提現(xiàn)金額的0.1%支付服務(wù)費(fèi)。這項(xiàng)新規(guī)將于10月12日開(kāi)始正式實(shí)施。

The charge will be levied on withdrawals above the threshold, with the minimum fee for each transfer set at 0.1 yuan.

這筆服務(wù)費(fèi)是建立在超出免費(fèi)額度的部分之上收取，單筆服務(wù)費(fèi)不到0.1元的則按照0.1元收取。

Run by Alibaba’s financial affiliate Ant Financial, the popular app now enables users to make inter-bank transfers and to Alipay accounts free of charge.

作為阿里巴巴螞蟻金服旗下的支付平臺(tái)，支付寶目前支持用戶免費(fèi)跨行轉(zhuǎn)賬以及支付寶賬戶之間轉(zhuǎn)賬。

With more than 450 million active users, Alipay said its new policy is due to "rapidly increase operating costs".

作為擁有4.5億活躍用戶的支付平臺(tái)，支付寶坦言之所以進(jìn)行規(guī)則調(diào)整是因?yàn)?ldquo;綜合運(yùn)營(yíng)成本上升太快”。

According to the new policy, the money transferred between Alibaba’s online investment fund Yu’ebao and Alipay will continue to be free of charge.

根據(jù)最新推出的新規(guī)，余額寶到支付寶之間的轉(zhuǎn)賬將繼續(xù)免費(fèi)。

Alipay is not the first e-wallet to charge fees. In March, popular mobile messaging software WeChat also began charging 0.1 percent for money transfers over 1,000 yuan.

事實(shí)上，并不是只有支付寶一家支付平臺(tái)收取服務(wù)費(fèi)。另外一款移動(dòng)通訊軟件微信早就在3月份開(kāi)始收取手續(xù)費(fèi)，每位用戶只享有1000元的免費(fèi)提現(xiàn)額度。